Compare an Everett condo, townhome, and smaller detached home using a monthly payment you’re comfortable with. Check condo dues and planned assessments, and budget for upkeep on a detached home. If cash upfront is the hurdle, ask a participating lender about the Washington State Housing Finance Commission’s Home Advantage program and down payment assistance. Ask what’s due at closing and when any assistance loan would need to be repaid.
To talk through your first-home options, call Keith Bruce at 206-226-4663 or email keith@soundpointre.com.